How to Calculate Your Loan Options

Use our calculators and resources to determine what are your best options for 1031 Exchange-focused real estate investing.

Use our calculator tools to better understand your current position and how a 1031 Exchange/Mortgage could be your opportunity to transition out of an underperforming portfolio and into a holdings profile that fits your current business strategy and needs. Included here are three calculators that the Plenti Financial team has built for investors:

  • Affordability Calculator
  • Amortization Calculator
  • Exchange Value Calculator

Affordability Calculator

Based on your income and assets, which loan works best for you?

Loan Information

Loan Calculation

Annual Gross Income
Monthly Debts
Down Payment
Mortgage Term in Years
Current Equity
Interest Rate Per Year
$
$

You can afford a loan of
$
$
$
$
$

Amortization Calculator

How should you schedule your loan payments?

Loan Information

Loan Calculation

Loan Amount
Down Payment
Mortgage Term in Years
Interest Rate Per Year
Principal Paid
$
Total Loan Amount
$
Interest Paid
$

Monthly Payment
$

Exchange Value Calculator

How much more will you make leveraging into a larger property using an exchange?

Current Property Information

Current Property Results

Initial Purchase Price
Existing Equity
Estimated Value
Annual Net Operating Income
Appreciation After 5 Years
$
Income After 5 Years
$

Overall return of current property after 5 years
$

How much more will you make leveraging into a larger property using an exchange?

New Property Information

New Property Results

Down Payment
Annual Net Operating Income
Value of Larger Property
Appreciation of 2nd Property after 5 years
$
Income after 5 years
$
Overall return of new property after 5 years
$
Return if you keep your property
$

Value of Exchange
$

Conclusion

Use these calculators to better determine your current situation and how a 1031 Exchange or Plenti-financed mortgage could assist your current strategy. Get assistance in identifying loan opportunities with the most favorable terms – schedule a meeting with one of our qualified loan professionals today.

Ready to get started?

We know that 1031 exchanges, real estate financing, and everything in between can be confusing, and a 10 minute phone call can help clear things up. So give us a call or schedule a consultation today, and we’ll be happy to talk through your specific needs.